How to Prepare and Pass a Four-Point Home Inspection in Southern California

How to Prepare and Pass a Four-Point Insurance Inspection in Southern California!

Preparing for a four-point insurance inspection can be straightforward if you know what inspectors are looking for. This type of inspection focuses on four critical areas of your home: the roof, electrical system, plumbing, and HVAC system. Here’s a guide to help you prepare and ensure these key items are in good working order and likely to pass inspection.

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​Key Items to Check Before the Inspection

To pass a four-point inspection, the following items should be in good working order and, ideally, less than 10 years old:

- **Roof**: 
  - Ensure the roof is in good condition and not older than 25 years.
  - Check for any missing, broken, or damaged shingles.
  - Clear gutters and downspouts to prevent water damage.
  
- **Electrical System**:
  - Update any outdated wiring, such as knob-and-tube or aluminum wiring.
  - Ensure the electrical panel is modern and has no double-tapped breakers.
  - Verify that all outlets, especially in kitchens and bathrooms, are GFCI protected.

- **Plumbing System**:
  - Check for leaks and repair any damaged pipes.
  - Ensure the water heater is functioning correctly and is less than 10 years old.
  - Clear all items from under sinks to give inspectors easy access.

- **HVAC System**:
  - Ensure the HVAC system is in good working order and not older than 17 years.
  - Replace air filters and clean the vents.
  - Check for any signs of wear and tear and address them promptly.

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​Additional Preparation Tips

- **Clear Under-Sink Areas**: 
 - Remove all items from below sinks to provide easy access for the inspector to check for leaks and plumbing conditions.
  - Clean these areas thoroughly to remove any stains or filth.
 - Consider painting any surfaces that show signs of wear or staining to present a well-maintained appearance.

- **Declutter Exterior Spaces**: 
  - Ensure there is no clutter around the exterior of your home, which helps inspectors easily access and evaluate the property’s exterior condition.
  - Clean up any debris, trim overgrown plants, and ensure pathways are clear.

- **General Cleanliness**: 
  - A clean home can leave a positive impression on the inspector. Make sure your home is tidy, including less obvious areas like attics and basements.
  - Address any visible signs of damage or neglect, such as peeling paint, water stains, or mold.

- **Label Important Systems**: 
  - Clearly label important systems like the electrical panel, main water shut-off valve, and HVAC components. This makes it easier for the inspector to identify and access these areas.

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Citations and Resources
​
1. **Certified Master Home Inspector (CIA HI)**: [Expert 4 Point Inspection]
2. **International Association of Certified Home Inspectors (InterNACHI)**: [www.nachi.org]
3. **California Department of Insurance**: [www.insurance.ca.gov]
4. **National Roofing Contractors Association (NRCA)**: [www.nrca.net]
5. **Energy Star HVAC Guide**: [www.energystar.gov]

By following these guidelines and ensuring the critical systems in your home are up to date and in good condition, you'll be well-prepared for a four-point inspection. Taking these steps not only helps you pass the inspection but also ensures your home remains safe and insurable. Contact us today to schedule your four-point inspection and secure your home’s future.


David Salvato
Certified Master Inspector
California Inspection Authority INC. 
1-949-981-8320 
www.ciahomeinspection.com